{"id":51491,"date":"2022-08-11T17:26:15","date_gmt":"2022-08-11T14:26:15","guid":{"rendered":"https:\/\/yolcu360.com\/blog\/?p=51491"},"modified":"2022-08-11T17:26:15","modified_gmt":"2022-08-11T14:26:15","slug":"kasko-sigortasi","status":"publish","type":"post","link":"https:\/\/yolcu360.com\/blog\/kasko-sigortasi\/","title":{"rendered":"Kasko Sigortas\u0131 Nedir? Nas\u0131l Se\u00e7ilir?"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">Kasko sigortas\u0131 nedir? Neleri kapsar? En uygun kasko poli\u00e7esi se\u00e7mek i\u00e7in ipu\u00e7lar\u0131 neler yak\u0131ndan inceleyelim.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ula\u015f\u0131m i\u00e7in en s\u0131k tercih edilen yollar\u0131ndan birisi de kara yolu. Genel hayat ak\u0131\u015f\u0131 i\u00e7inde gerek \u00f6zel ara\u00e7 gerekse de toplu ta\u015f\u0131ma ile s\u0131k s\u0131k karayolu kullan\u0131yoruz. Bu kadar s\u0131k tercih ediliyor olmas\u0131 karayolu i\u00e7in baz\u0131 riskler de bar\u0131nd\u0131r\u0131yor. \u00c7e\u015fitli sebeplerle ger\u00e7ekle\u015fen trafik kazalar\u0131n\u0131n u\u011fratt\u0131\u011f\u0131 maddi zararlar\u0131 en aza indirgemek i\u00e7in bulunan \u00e7\u00f6z\u00fcmlerden birisi de kasko sigortas\u0131. Kasko Sigortas\u0131 nedir? Neleri kapsar? En uygun kasko poli\u00e7esi se\u00e7mek i\u00e7in ipu\u00e7lar\u0131 neler yak\u0131ndan inceleyelim.<\/span><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"lazyload_inited size-medium wp-image-51494 aligncenter\" src=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-2-500x334.jpg\" alt=\"kasko-sigortasi-2.jpg\" width=\"500\" height=\"334\" srcset=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-2-500x334.jpg 500w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-2-1024x683.jpg 1024w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-2-150x100.jpg 150w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-2-768x512.jpg 768w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-2-370x247.jpg 370w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-2-270x180.jpg 270w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-2-570x380.jpg 570w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-2-740x494.jpg 740w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-2.jpg 1412w\" sizes=\"(max-width: 600px) 100vw, 500px\" \/><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_76 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0130\u00e7indekiler<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/yolcu360.com\/blog\/kasko-sigortasi\/#Kasko_Sigortasi_Nedir\" >Kasko Sigortas\u0131 Nedir?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/yolcu360.com\/blog\/kasko-sigortasi\/#Zorunlu_Trafik_Sigortasi_Kasko_Yerine_Gecer_Mi\" >Zorunlu Trafik Sigortas\u0131 Kasko Yerine Ge\u00e7er Mi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/yolcu360.com\/blog\/kasko-sigortasi\/#Kasko_Sigortasi_Yaptirirken_Dikkat_Edilecek_Noktalar\" >Kasko Sigortas\u0131 Yapt\u0131r\u0131rken Dikkat Edilecek Noktalar<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/yolcu360.com\/blog\/kasko-sigortasi\/#Kasko_Sigortasi_Neleri_Kapsar\" >Kasko Sigortas\u0131 Neleri Kapsar?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/yolcu360.com\/blog\/kasko-sigortasi\/#Kasko_Sigortasi_Ucreti_Nasil_Belirlenir\" >Kasko Sigortas\u0131 \u00dccreti Nas\u0131l Belirlenir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/yolcu360.com\/blog\/kasko-sigortasi\/#Hasarsizlik_Ne_Anlama_Gelir\" >Hasars\u0131zl\u0131k Ne Anlama Gelir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/yolcu360.com\/blog\/kasko-sigortasi\/#Kaza_Sonrasinda_Yapilmasi_Gerekenler\" >Kaza Sonras\u0131nda Yap\u0131lmas\u0131 Gerekenler<\/a><\/li><\/ul><\/nav><\/div>\n<h2><span class=\"ez-toc-section\" id=\"Kasko_Sigortasi_Nedir\"><\/span><strong>Kasko Sigortas\u0131 Nedir?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Ara\u00e7 i\u00e7in olu\u015fabilecek maddi hasarlar\u0131n kar\u015f\u0131lanmas\u0131 i\u00e7in yap\u0131lan sigortaya kasko denir. Kasko arac\u0131n \u00e7al\u0131nmas\u0131, kaza yapmas\u0131, yanmas\u0131 gibi t\u00fcm maddi hasarl\u0131 durumlarda zarar\u0131n kar\u015f\u0131lanmas\u0131na y\u00f6nelik yapt\u0131r\u0131l\u0131r. B\u00f6ylece ara\u00e7 sahipleri ara\u00e7lar\u0131n\u0131n maddi de\u011ferlerini koruma alt\u0131na alm\u0131\u015f olur.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Zorunlu_Trafik_Sigortasi_Kasko_Yerine_Gecer_Mi\"><\/span><strong>Zorunlu Trafik Sigortas\u0131 Kasko Yerine Ge\u00e7er Mi?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Zorunlu trafik sigortas\u0131 kanunen t\u00fcm ara\u00e7 sahiplerinin yapt\u0131rmak zorunda oldu\u011fu bir sigortad\u0131r. Herhangi bir kazada ara\u00e7 sahibinin de\u011fil de kar\u015f\u0131 taraf\u0131n maddi hasar\u0131n\u0131 kar\u015f\u0131lamak \u00fczere yap\u0131l\u0131r. Kasko ise zorunlu de\u011fildir. \u0130ste\u011fe ba\u011fl\u0131 yap\u0131l\u0131r. Kaza durumunda ara\u00e7 sahibinin kendi arac\u0131n\u0131n maddi hasar\u0131n\u0131 kar\u015f\u0131lamak i\u00e7in yapt\u0131r\u0131l\u0131r. Bu sebeple zorunlu trafik sigortas\u0131 ve kasko sigortas\u0131 birbirinden tamamen farkl\u0131d\u0131r.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Kasko_Sigortasi_Yaptirirken_Dikkat_Edilecek_Noktalar\"><\/span><strong>Kasko Sigortas\u0131 Yapt\u0131r\u0131rken Dikkat Edilecek Noktalar<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span style=\"font-weight: 400;\">Kasko sigortas\u0131 yapt\u0131rmadan \u00f6nce mutlaka bir ara\u015ft\u0131rma yap\u0131lmal\u0131d\u0131r. \u0130\u00e7erikler, kapsamlar istenilen \u015fartlar dikkatle incelenmelidir. Birka\u00e7 maddeyle dikkat edilecek noktalar\u0131 \u015fu \u015fekilde s\u0131ralayabiliriz;<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Uzman deste\u011fi al\u0131nmal\u0131: Kasko sigortas\u0131 yapt\u0131rmadan \u00f6nce ara\u015ft\u0131rmalar esnas\u0131nda mutlaka uzman ki\u015filerin fikirleri al\u0131nmal\u0131. Poli\u00e7elerin kapsamlar\u0131n\u0131n belirlendi\u011fi noktalar kafa kar\u0131\u015ft\u0131r\u0131c\u0131 olabilir. T\u00fcm ayr\u0131nt\u0131lar\u0131 sormak ve bu do\u011frultuda karar vermek ara\u00e7 sahiplerinin ileriye y\u00f6nelik zarar u\u011framalar\u0131n\u0131n b\u00fcy\u00fck \u00f6l\u00e7\u00fcde \u00f6n\u00fcne ge\u00e7ecektir. Ki\u015fisel kullan\u0131m \u015fekline g\u00f6re kaskonun i\u00e7eri\u011finin belirlenmesi de gerekebilir. Bu sebeple bir uzmanla kar\u015f\u0131l\u0131kl\u0131 konu\u015fmakta fayda olacakt\u0131r.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sigorta kapsam\u0131na dikkat edilmeli: Sigortan\u0131n genel olarak kapsad\u0131\u011f\u0131 hasarlar bulunur. Bunlara ek olarak \u00f6zel durumlar i\u00e7in belirlenen \u015fartlar da vard\u0131r. Do\u011fal afetler gibi ekstra durumlar i\u00e7in belirlenen bu \u015fartlar olduk\u00e7a \u00f6nemlidir. Bu sebeple her bir ayr\u0131nt\u0131ya dikkat edilerek olu\u015fturulmu\u015f bir kasko sigortas\u0131, ara\u00e7 sahibinin maddi zarar\u0131n\u0131 en aza indirgemek i\u00e7in \u00f6nemli bir noktad\u0131r.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00d6deme plan\u0131 dikkatlice olu\u015fturulmal\u0131: Kasko sigortas\u0131 i\u00e7in olu\u015fturulmu\u015f bir \u00f6deme plan\u0131 bulunur. Ara\u00e7 sahipleri bu \u00f6deme plan\u0131n\u0131 kendilerine en uygun \u015fekilde belirlemelidir. B\u00f6ylece kasko \u00f6demesi aksamaz. Kasko sigortas\u0131n\u0131n \u00f6demesinin aksamamas\u0131, sahip olunan haklardan tam olarak yararlan\u0131labilmesi i\u00e7in \u00f6nemlidir.<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Sigortan\u0131n neleri kapsamad\u0131\u011f\u0131na da dikkat edilmeli: Bir\u00e7ok ki\u015fi kasko yapt\u0131r\u0131rken nelere sahip olaca\u011f\u0131na odaklan\u0131r. Oysaki sigorta taraf\u0131ndan nelerin kar\u015f\u0131lanmad\u0131\u011f\u0131 da \u00e7ok \u00f6nemlidir. Say\u0131lan bir\u00e7ok kapsam aras\u0131nda bu durum bazen g\u00f6z ard\u0131 edilebiliyor. B\u00f6yle durumlarda kaza an\u0131nda da ma\u011fduriyetler ya\u015fanabiliyor. Bu sebeple kasko sigortas\u0131yla nelere sahip olunmad\u0131\u011f\u0131 da iyice \u00f6\u011frenilmeli. Gerekirse ek kapsamlarla kasko sigortas\u0131n\u0131n i\u00e7eri\u011fi de\u011fi\u015ftirilmeli.<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Bu ayr\u0131nt\u0131lara dikkat ederek yapt\u0131r\u0131lacak kasko sigortas\u0131yla ara\u00e7 sahipleri avantaj yakalayabilir. Bilin\u00e7li bir \u015fekilde sahip olunan kasko sigortas\u0131 ara\u00e7 sahiplerinin \u00e7\u0131karlar\u0131n\u0131 g\u00f6zetecek do\u011frultuda \u00e7al\u0131\u015f\u0131r. B\u00f6ylece kasko ihtiya\u00e7 halinde ba\u015fvurulacak bir destek konumunda bulunur.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Kasko_Sigortasi_Neleri_Kapsar\"><\/span><strong>Kasko Sigortas\u0131 Neleri Kapsar?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\"><img decoding=\"async\" class=\"lazyload_inited size-medium wp-image-51493 aligncenter\" src=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-1-500x304.jpg\" alt=\"kasko-sigortasi-1.jpg\" width=\"500\" height=\"304\" srcset=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-1-500x304.jpg 500w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-1-1024x622.jpg 1024w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-1-150x91.jpg 150w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-1-768x466.jpg 768w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-1-370x225.jpg 370w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-1-270x164.jpg 270w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-1-570x346.jpg 570w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-1-740x449.jpg 740w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/08\/kasko-sigortasi-1.jpg 1388w\" sizes=\"(max-width: 600px) 100vw, 500px\" \/><\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kasko sigortas\u0131 arac\u0131n u\u011frayaca\u011f\u0131 maddi hasarlar\u0131n kar\u015f\u0131lanmas\u0131 \u00fczerine yapt\u0131r\u0131l\u0131r. Ancak bu hasar\u0131n ne kadar\u0131n\u0131n kar\u015f\u0131lanaca\u011f\u0131 poli\u00e7enin i\u00e7eri\u011fine g\u00f6re de\u011fi\u015fkenlik g\u00f6sterir. Farkl\u0131 sigorta \u015firketlerinin sundu\u011fu farkl\u0131 kasko poli\u00e7eleri vard\u0131r. Burada ara\u00e7 sahiplerinin b\u00fct\u00e7eleri do\u011frultusunda se\u00e7ebilecekleri se\u00e7enekler bulunur. Kasko yapt\u0131rmadan \u00f6nce i\u00e7eri\u011fine mutlaka bakmak gerekir. Hangi \u015fartlar alt\u0131nda ne kadar maddi kayb\u0131n yerine konulaca\u011f\u0131 olduk\u00e7a \u00f6nemlidir. Ara\u00e7 sahipleri kasko yapt\u0131rarak bir\u00e7ok maddi destekten faydalanabilir. Bu destekler sigortan\u0131n i\u00e7eri\u011fi ve kapsam\u0131na g\u00f6re, hangi sigorta \u015firketiyle \u00e7al\u0131\u015f\u0131ld\u0131\u011f\u0131na g\u00f6re de\u011fi\u015fkenlik g\u00f6sterir. Kasko sigortas\u0131n\u0131n kapsayabilece\u011fi baz\u0131 hizmetler \u015funlard\u0131r:<\/span><\/p>\n<ul>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00c7arpma an\u0131nda olu\u015fan maddi hasar<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Yang\u0131n dolay\u0131s\u0131yla olu\u015fan hasar<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Arac\u0131n \u00e7al\u0131nmas\u0131\u00a0<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Do\u011fal afetler sonucu maddi hasar olu\u015fmas\u0131<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Arac\u0131n cam\u0131n\u0131n k\u0131r\u0131lmas\u0131<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u00c7ekici hizmeti<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ferdi kaza kar\u015f\u0131lanmas\u0131<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ara\u00e7 anahtar\u0131n\u0131n kaybolmas\u0131<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Hukuksal koruma<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">\u0130kame ara\u00e7 temini<\/span><\/li>\n<li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Ara\u00e7 onar\u0131m hizmeti<\/span><\/li>\n<\/ul>\n<p><span style=\"font-weight: 400;\">Bu hizmetler genel olarak kasko sigortalar\u0131n\u0131n kapsayabilece\u011fi hizmetlerdir. Mutlaka sigortan\u0131n i\u00e7eri\u011fine ve sigorta firmas\u0131na g\u00f6re de\u011fi\u015fkenlik g\u00f6sterdi\u011fi unutulmamal\u0131d\u0131r. Bu sebeple ara\u015ft\u0131rmalar sonucunda kasko sigortas\u0131n\u0131n kapsamlar\u0131na dikkat ederek karar vermek gerekir.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Kasko_Sigortasi_Ucreti_Nasil_Belirlenir\"><\/span><strong>Kasko Sigortas\u0131 \u00dccreti Nas\u0131l Belirlenir?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Ara\u00e7 kasko sigortas\u0131 yapt\u0131r\u0131lmadan \u00f6nce bir de\u011fer belirleme \u00e7al\u0131\u015fmas\u0131 yap\u0131l\u0131r. Burada arac\u0131n ve ara\u00e7 sahibinin kaza ge\u00e7mi\u015fine odaklan\u0131l\u0131r. Arac\u0131n ya\u015f\u0131 ,durumu, ara\u00e7 sahibinin kazaya kar\u0131\u015fm\u0131\u015f olmas\u0131 gibi etkenler kaskonun fiyat\u0131n\u0131n belirlenmesinde \u00f6nemli rol oynar. Her sigorta firmas\u0131 i\u00e7in farkl\u0131 fiyatlar \u00e7\u0131kmas\u0131 da farkl\u0131 fiyat politikalar\u0131 izlemelerinden ve i\u00e7erik kapsamlar\u0131nda kaynaklan\u0131r.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Hasarsizlik_Ne_Anlama_Gelir\"><\/span><strong>Hasars\u0131zl\u0131k Ne Anlama Gelir?<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Kasko sigortas\u0131 yapt\u0131rmak i\u00e7in ara\u015ft\u0131rmalar yap\u0131ld\u0131ktan sonra bir fiyat belirlenir. Bu fiyat ile ge\u00e7erli sigorta kapsam\u0131nda ara\u00e7 sahipleri bir hizmet sahibi olmu\u015f olur. Ancak y\u0131l i\u00e7erisinde ara\u00e7 bu sigortaya ihtiya\u00e7 duymayabilir. Arac\u0131n hi\u00e7bir kazaya kar\u0131\u015fmamas\u0131 veya do\u011fal afetler gibi sebeplerle maddi hasara u\u011framamas\u0131 hasars\u0131zl\u0131k olarak tabir edilir. Kasko sigortas\u0131 yapt\u0131r\u0131ld\u0131ktan sonra bir y\u0131l ge\u00e7erlidir. Bir y\u0131l boyunca hasars\u0131z olan ara\u00e7, bir sonraki kasko d\u00f6nemi \u00f6demesi i\u00e7in bu hasars\u0131zl\u0131k indiriminden yararlanabilir.<\/span><\/p>\n<h2><span class=\"ez-toc-section\" id=\"Kaza_Sonrasinda_Yapilmasi_Gerekenler\"><\/span><strong>Kaza Sonras\u0131nda Yap\u0131lmas\u0131 Gerekenler<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span style=\"font-weight: 400;\">Arac\u0131n olas\u0131 bir kazaya kar\u0131\u015fmas\u0131 sonras\u0131nda ilk dikkat edilmesi gereken ara\u00e7 sahipleri ve ara\u00e7taki di\u011fer ki\u015filerin sa\u011fl\u0131k durumlar\u0131d\u0131r. E\u011fer ihtiya\u00e7 var ise gereken sa\u011fl\u0131k hizmetleri en k\u0131sa s\u00fcrede sa\u011flanmak \u00fczere hareket edilmelidir. Kaza sadece maddi hasarl\u0131ysa o zaman tutanak tutma k\u0131sm\u0131na ge\u00e7ilebilir. E\u011fer kamu mal\u0131na zarar verme, yaralanma veya hukuka ayk\u0131r\u0131 ko\u015fullarda bir kullan\u0131m sonucu kaza ger\u00e7ekle\u015fmi\u015f ise polislere bildirmek gerekti\u011fi de unutulmamal\u0131d\u0131r.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Kaza tespit tutana\u011f\u0131 ile kazan\u0131n ayr\u0131nt\u0131lar\u0131 belirlenebilir. B\u00f6ylece sigorta firmalar\u0131 neleri kar\u015f\u0131layacaklar\u0131 konusunda fikir edinebilirler. Ayr\u0131nt\u0131l\u0131 kaza foto\u011fraflar\u0131n\u0131n \u00e7ekilmesi de s\u00fcreci \u00e7ok daha kolay ilerletmeyi sa\u011flar. \u0130htiya\u00e7 halinde sigorta firmas\u0131yla ba\u011flant\u0131 kurulabilir. Gereken tespitler ve belgelemeler yap\u0131ld\u0131ktan sonra e\u011fer ara\u00e7 hareket edebilecek haldeyse uygun \u015fekilde trafik a\u00e7\u0131lmal\u0131d\u0131r. Hareket edemeyen ara\u00e7lar i\u00e7in de \u00e7ekici hizmetinden faydalanmak gerekir.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Yukar\u0131da bahsedilen t\u00fcm ayr\u0131nt\u0131lar dikkate al\u0131nd\u0131\u011f\u0131nda kasko sigortas\u0131 zorunlu olmasa da \u00e7ok \u00f6nemlidir. Ara\u00e7 sahiplerinin u\u011frayabilece\u011fi maddi zararlar\u0131 en aza indirgemek i\u00e7in olu\u015fturulmu\u015f bir g\u00fcvencedir. Bu sebeple dikkat edilmesi gereken noktalar g\u00f6z \u00f6n\u00fcnde bulundurularak bir kasko sigortas\u0131 sahibi olmak ki\u015fileri ileriye y\u00f6nelik koruma alt\u0131na al\u0131r.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Ki\u015fisel kullan\u0131m ko\u015fullar\u0131 ve \u015fartlar g\u00f6z \u00f6n\u00fcnde bulundurularak bir se\u00e7im yapmak \u00f6nemlidir.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Hangi kapsamlar\u0131n sizin i\u00e7in gerekli ve \u00f6nemli oldu\u011funa uzman g\u00f6r\u00fc\u015fleriyle karar verdikten sonra, en uygun \u00f6deme plan\u0131yla kasko sigortas\u0131 edinebilirsiniz. B\u00f6ylece olu\u015fabilecek maddi hasarlar\u0131n sizin i\u00e7in bir kay\u0131p olmas\u0131n\u0131 da engellemi\u015f olursunuz. Trafikte her an her\u015feyin olabilece\u011fi g\u00f6z \u00f6n\u00fcnde bulundurularak yap\u0131lacak kasko sigortas\u0131n\u0131n ara\u00e7 sahipleri i\u00e7in \u00f6nemi b\u00fcy\u00fck.<\/span><\/p>\n<p><a href=\"https:\/\/yolcu360.com\/\" target=\"_blank\" ><span style=\"font-weight: 400;\">Ara\u00e7 kiralama<\/span><\/a><span style=\"font-weight: 400;\"> ile kasko ve di\u011fer sigorta s\u00fcre\u00e7lerini zahmetsizce ge\u00e7irebilirsiniz. Zira kiral\u0131k arac\u0131n kaskosunu veya di\u011fer sigortalar\u0131n\u0131 ara\u00e7 kiralama \u015firketi yapar. Yolcu360 ile bir\u00e7ok farkl\u0131 marka ve modeli inceleyebilir, 1 dakikadan k\u0131sa s\u00fcrede arac\u0131n\u0131z\u0131 kiralayabilirsiniz!<\/span><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kasko sigortas\u0131 nedir? Neleri kapsar? En uygun kasko poli\u00e7esi se\u00e7mek i\u00e7in ipu\u00e7lar\u0131 neler yak\u0131ndan inceleyelim. Ula\u015f\u0131m i\u00e7in en s\u0131k tercih edilen yollar\u0131ndan birisi de kara yolu. Genel hayat ak\u0131\u015f\u0131 i\u00e7inde gerek \u00f6zel ara\u00e7 gerekse de toplu ta\u015f\u0131ma ile s\u0131k s\u0131k karayolu kullan\u0131yoruz. Bu kadar s\u0131k tercih ediliyor olmas\u0131 karayolu i\u00e7in baz\u0131 riskler de bar\u0131nd\u0131r\u0131yor. \u00c7e\u015fitli&hellip;<\/p>\n","protected":false},"author":27,"featured_media":51492,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[2686,328],"tags":[],"class_list":["post-51491","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-otomotiv-dunyasi","category-otomotiv-haberleri"],"modified_by":null,"_links":{"self":[{"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/posts\/51491","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/comments?post=51491"}],"version-history":[{"count":0,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/posts\/51491\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/media\/51492"}],"wp:attachment":[{"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/media?parent=51491"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/categories?post=51491"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/tags?post=51491"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}