{"id":48135,"date":"2022-03-22T12:36:49","date_gmt":"2022-03-22T09:36:49","guid":{"rendered":"https:\/\/yolcu360.com\/blog\/?p=48135"},"modified":"2026-10-15T20:18:03","modified_gmt":"2026-10-15T17:18:03","slug":"leasing-nedir","status":"publish","type":"post","link":"https:\/\/yolcu360.com\/blog\/leasing-nedir\/","title":{"rendered":"Ara\u00e7 Leasing Nedir, Leasing ile Ara\u00e7 Nas\u0131l Al\u0131n\u0131r?"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Ara\u00e7 leasing, otomobil veya ticari ara\u00e7lar\u0131n finansal kiralama y\u00f6ntemiyle edinilmesini sa\u011flayan bir finansman modelidir. Bu y\u00f6ntemde finansal kiralama kurulu\u015fu, se\u00e7ilen arac\u0131 sat\u0131n alarak s\u00f6zle\u015fmede belirlenen s\u00fcre boyunca m\u00fc\u015fterinin kullan\u0131m\u0131na sunar. Ara\u00e7 m\u00fclkiyeti ba\u015flang\u0131\u00e7ta leasing kurulu\u015funda kal\u0131r. S\u00f6zle\u015fme ko\u015fullar\u0131na g\u00f6re s\u00fcre sonunda arac\u0131n m\u00fclkiyeti kirac\u0131ya devredilebilir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Leasing, \u00f6zellikle i\u015fletmelerin ara\u00e7 sat\u0131n almak i\u00e7in gereken sermayeyi tek seferde kullanmadan ta\u015f\u0131t edinmesini sa\u011flayabilir. Ancak finansal leasing, standart ara\u00e7 kiralama ve ta\u015f\u0131t kredisi ayn\u0131 \u015fey de\u011fildir.<\/p>\n\n\n\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_88 ez-toc-wrap-left counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u0130\u00e7indekiler<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"\u0130\u00e7indekiler Tablosunu A\u00e7\/Kapat\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Leasing_Nedir\" >Leasing Nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Arac_Leasing_Nedir\" >Ara\u00e7 Leasing Nedir?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Finansal_Arac_Leasing\" >Finansal Ara\u00e7 Leasing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Operasyonel_Arac_Leasing\" >Operasyonel Ara\u00e7 Leasing<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Leasing_ile_Arac_Nasil_Alinir\" >Leasing ile Ara\u00e7 Nas\u0131l Al\u0131n\u0131r?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Leasing_ile_Arac_Alma_Sartlari_Nelerdir\" >Leasing ile Ara\u00e7 Alma \u015eartlar\u0131 Nelerdir?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Kimler_Arac_Leasing_Yapabilir\" >Kimler Ara\u00e7 Leasing Yapabilir?<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Leasing_ile_Arac_Satin_Alinabilir_mi\" >Leasing ile Ara\u00e7 Sat\u0131n Al\u0131nabilir mi?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Arac_Leasing_ile_Arac_Kiralama_Arasindaki_Farklar\" >Ara\u00e7 Leasing ile Ara\u00e7 Kiralama Aras\u0131ndaki Farklar<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Leasing_ile_Tasit_Kredisi_Arasindaki_Fark_Nedir\" >Leasing ile Ta\u015f\u0131t Kredisi Aras\u0131ndaki Fark Nedir?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Leasing_ile_Hangi_Araclar_Alinabilir\" >Leasing ile Hangi Ara\u00e7lar Al\u0131nabilir?<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Binek_Otomobil_Leasing\" >Binek Otomobil Leasing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Ticari_Arac_Leasing\" >Ticari Ara\u00e7 Leasing<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Ikinci_El_Arac_Leasing\" >\u0130kinci El Ara\u00e7 Leasing<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Arac_Leasing_Taksitleri_Nasil_Hesaplanir\" >Ara\u00e7 Leasing Taksitleri Nas\u0131l Hesaplan\u0131r?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Arac_Leasing_Avantajlari_ve_Dezavantajlari\" >Ara\u00e7 Leasing Avantajlar\u0131 ve Dezavantajlar\u0131<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Arac_Leasing_Avantajlari\" >Ara\u00e7 Leasing Avantajlar\u0131<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Arac_Leasing_Dezavantajlari\" >Ara\u00e7 Leasing Dezavantajlar\u0131<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Turkiyede_Leasing_ile_Arac_Veren_Firmalar\" >T\u00fcrkiye&#8217;de Leasing ile Ara\u00e7 Veren Firmalar<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Leasing_mi_Uzun_Donem_Arac_Kiralama_mi\" >Leasing mi, Uzun D\u00f6nem Ara\u00e7 Kiralama m\u0131?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/yolcu360.com\/blog\/leasing-nedir\/#Leasing_Arac_Kiralama_ile_Ilgili_Sikca_Sorulan_Sorular\" >Leasing Ara\u00e7 Kiralama ile \u0130lgili S\u0131k\u00e7a Sorulan Sorular<\/a><\/li><\/ul><\/nav><\/div>\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Leasing_Nedir\"><\/span>Leasing Nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Leasing, T\u00fcrk\u00e7ede finansal kiralama olarak adland\u0131r\u0131lan, bir varl\u0131\u011f\u0131n belirli s\u00fcre boyunca \u00f6demeler kar\u015f\u0131l\u0131\u011f\u0131nda kullan\u0131lmas\u0131n\u0131 sa\u011flayan finansman y\u00f6ntemidir. T\u00fcrkiye&#8217;de finansal leasing i\u015flemleri temel olarak 6361 say\u0131l\u0131 Finansal Kiralama, Faktoring, Finansman ve Tasarruf Finansman \u015eirketleri Kanunu kapsam\u0131nda d\u00fczenlenir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finansal kiralama yaln\u0131zca otomobiller i\u00e7in kullan\u0131lmaz. Ticari ara\u00e7lar, i\u015f makineleri, \u00fcretim ekipmanlar\u0131, tar\u0131m makineleri ve uygun di\u011fer yat\u0131r\u0131m mallar\u0131 da leasing konusu olabilir. Leasing i\u015fleminin temel \u00f6zellikleri \u015funlard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Kiralanacak varl\u0131k m\u00fc\u015fteri taraf\u0131ndan se\u00e7ilir.<\/li>\n\n\n\n<li>Finansal kiralama kurulu\u015fu varl\u0131\u011f\u0131 sat\u0131n al\u0131r.<\/li>\n\n\n\n<li>M\u00fc\u015fteri s\u00f6zle\u015fmede belirlenen \u00f6demeleri yaparak varl\u0131\u011f\u0131 kullan\u0131r.<\/li>\n\n\n\n<li>Hukuki m\u00fclkiyet, s\u00f6zle\u015fme boyunca leasing kurulu\u015funda kal\u0131r.<\/li>\n\n\n\n<li>S\u00f6zle\u015fmede belirlenen \u015fartlarla d\u00f6nem sonunda m\u00fclkiyet devri yap\u0131labilir.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Leasing terimi g\u00fcnl\u00fck kullan\u0131mda farkl\u0131 kiralama modelleri i\u00e7in de kullan\u0131lsa da T\u00fcrkiye&#8217;de finansal leasing ile operasyonel kiralama aras\u0131nda \u00f6nemli hukuki ve ekonomik farklar bulunur.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Arac_Leasing_Nedir\"><\/span>Ara\u00e7 Leasing Nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ara\u00e7 leasing, finansal kiralama y\u00f6nteminin otomobillere ve di\u011fer motorlu ta\u015f\u0131tlara uygulanmas\u0131d\u0131r. Bu modelde leasing kurulu\u015fu, m\u00fc\u015fteri taraf\u0131ndan se\u00e7ilen ve finansmana uygun bulunan arac\u0131 sat\u0131n al\u0131r. M\u00fc\u015fteri arac\u0131 s\u00f6zle\u015fme boyunca kullan\u0131r ve belirlenen taksitleri \u00f6der. Finansal kiralaman\u0131n amac\u0131 \u00e7o\u011funlukla uzun vadeli bir ara\u00e7 yat\u0131r\u0131m\u0131n\u0131 finanse etmektir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ara\u00e7 leasing i\u015flemleri hem binek otomobiller hem de ticari ara\u00e7lar i\u00e7in de\u011ferlendirilebilir. Ancak ara\u00e7 t\u00fcr\u00fcne, finansman kurulu\u015funun politikas\u0131na ve m\u00fc\u015fterinin mali durumuna g\u00f6re uygunluk ko\u015fullar\u0131 de\u011fi\u015fir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Finansal_Arac_Leasing\"><\/span>Finansal Ara\u00e7 Leasing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Finansal ara\u00e7 leasing modelinde as\u0131l ama\u00e7, ara\u00e7 ediniminin finansman\u0131n\u0131 sa\u011flamakt\u0131r. Ara\u00e7 kullan\u0131m hakk\u0131 m\u00fc\u015fteride bulunurken m\u00fclkiyet leasing kurulu\u015funda kal\u0131r. S\u00f6zle\u015fmede sat\u0131n alma hakk\u0131 veya m\u00fclkiyet devri d\u00fczenlenmi\u015fse gerekli \u015fartlar\u0131n yerine getirilmesiyle ara\u00e7 m\u00fc\u015fterinin m\u00fclkiyetine ge\u00e7ebilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Operasyonel_Arac_Leasing\"><\/span>Operasyonel Ara\u00e7 Leasing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Operasyonel leasing olarak da bilinen operasyonel kiralama modelinde temel ama\u00e7 arac\u0131 sat\u0131n almak de\u011fil, belirli bir s\u00fcre kullanmakt\u0131r. Ara\u00e7, s\u00f6zle\u015fme kapsam\u0131nda kirac\u0131ya teslim edilir. S\u00fcre sonunda genellikle kiralama \u015firketine iade edilir. Bak\u0131m, sigorta, lastik de\u011fi\u015fimi ve di\u011fer hizmetlerin kapsam\u0131 s\u00f6zle\u015fmeye g\u00f6re belirlenir. Bu model, \u00f6zellikle ara\u00e7 filosunu sat\u0131n almadan y\u00f6netmek isteyen i\u015fletmeler taraf\u0131ndan tercih edilebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Leasing_ile_Arac_Nasil_Alinir\"><\/span>Leasing ile Ara\u00e7 Nas\u0131l Al\u0131n\u0131r?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Leasing ile ara\u00e7 almak i\u00e7in \u00f6ncelikle finansmana uygun bir ta\u015f\u0131t belirlenir. Ard\u0131ndan yetkili bir finansal kiralama kurulu\u015funa ba\u015fvurularak \u00f6deme plan\u0131 ve s\u00f6zle\u015fme ko\u015fullar\u0131 de\u011ferlendirilir. Ara\u00e7 leasing s\u00fcreci genellikle \u015fu a\u015famalardan olu\u015fur:<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li><strong>Ara\u00e7 se\u00e7imi:<\/strong> Sat\u0131n al\u0131nmak istenen otomobil veya ticari arac\u0131n modeli, bedeli ve sat\u0131c\u0131 bilgileri belirlenir.<\/li>\n\n\n\n<li><strong>Leasing ba\u015fvurusu:<\/strong> Finansal kiralama kurulu\u015funa gerekli bilgiler ve belgelerle ba\u015fvurulur.<\/li>\n\n\n\n<li><strong>Mali de\u011ferlendirme:<\/strong> Ba\u015fvuru sahibinin gelirleri, finansal durumu, \u00f6deme kapasitesi ve gerekli teminatlar de\u011ferlendirilir.<\/li>\n\n\n\n<li><strong>Teklif ve \u00f6deme plan\u0131:<\/strong> Finansman tutar\u0131, vade, \u00f6deme tarihleri ve varsa pe\u015finat belirlenir.<\/li>\n\n\n\n<li><strong>S\u00f6zle\u015fme:<\/strong> Taraflar finansal kiralama s\u00f6zle\u015fmesini imzalar ve gerekli tescil i\u015flemleri yap\u0131l\u0131r.<\/li>\n\n\n\n<li><strong>Arac\u0131n sat\u0131n al\u0131nmas\u0131:<\/strong> Leasing kurulu\u015fu, onaylanan arac\u0131 sat\u0131c\u0131dan sat\u0131n al\u0131r.<\/li>\n\n\n\n<li><strong>Kullan\u0131m ve \u00f6deme:<\/strong> Ara\u00e7 m\u00fc\u015fteriye teslim edilir. M\u00fc\u015fteri s\u00f6zle\u015fmeye g\u00f6re \u00f6demelerini ger\u00e7ekle\u015ftirir.<\/li>\n\n\n\n<li><strong>S\u00f6zle\u015fme sonu:<\/strong> M\u00fclkiyet devri veya iade i\u015flemleri s\u00f6zle\u015fmedeki hak ve y\u00fck\u00fcml\u00fcl\u00fcklere g\u00f6re tamamlan\u0131r.<\/li>\n<\/ol>\n\n\n\n<p class=\"wp-block-paragraph\">Ba\u015fvurunun onaylanmas\u0131 kesin de\u011fildir. Finansman kurulu\u015fu arac\u0131n \u00f6zelliklerine ve m\u00fc\u015fterinin \u00f6deme kapasitesine g\u00f6re ba\u015fvuruyu kabul veya reddedebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Leasing_ile_Arac_Alma_Sartlari_Nelerdir\"><\/span>Leasing ile Ara\u00e7 Alma \u015eartlar\u0131 Nelerdir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Leasing \u015fartlar\u0131, ba\u015fvuru sahibinin ger\u00e7ek ki\u015fi veya i\u015fletme olmas\u0131na, sat\u0131n al\u0131nacak arac\u0131n t\u00fcr\u00fcne ve finansal kiralama kurulu\u015funun de\u011ferlendirme kriterlerine g\u00f6re de\u011fi\u015febilir. Ba\u015fvurularda genel olarak \u015fu ko\u015fullar incelenir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ba\u015fvuru sahibinin kimlik ve ileti\u015fim bilgileri<\/li>\n\n\n\n<li>D\u00fczenli gelir ve \u00f6deme kapasitesi<\/li>\n\n\n\n<li>Kredi ge\u00e7mi\u015fi ve mevcut finansal y\u00fck\u00fcml\u00fcl\u00fckler<\/li>\n\n\n\n<li>\u0130\u015fletmeler i\u00e7in faaliyet durumu ve finansal belgeler<\/li>\n\n\n\n<li>Ara\u00e7 faturas\u0131 veya proforma fatura<\/li>\n\n\n\n<li>Finansman kurulu\u015funun talep etti\u011fi teminatlar<\/li>\n\n\n\n<li>Ara\u00e7 t\u00fcr\u00fcn\u00fcn leasing finansman\u0131na uygunlu\u011fu<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u015eirketlerden vergi levhas\u0131, ticaret sicili belgeleri, mali tablolar ve imza yetkisini g\u00f6steren belgeler de istenebilir. Leasing i\u00e7in herkesin kar\u015f\u0131lamas\u0131 gereken tek bir pe\u015finat oran\u0131 veya sabit kredi notu bulunmaz. Finansman ko\u015fullar\u0131 ve yasal s\u0131n\u0131rlamalar ba\u015fvuru t\u00fcr\u00fcne g\u00f6re de\u011ferlendirilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Kimler_Arac_Leasing_Yapabilir\"><\/span>Kimler Ara\u00e7 Leasing Yapabilir?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Finansal kiralama, \u00f6zellikle \u015firketler ve ticari faaliyet y\u00fcr\u00fcten ki\u015filer taraf\u0131ndan kullan\u0131lan bir finansman y\u00f6ntemidir. Anonim \u015firketler, limited \u015firketler, \u015fah\u0131s i\u015fletmeleri ve di\u011fer uygun ticari kurulu\u015flar leasing ba\u015fvurusunda bulunabilir. Bireysel ba\u015fvurular da ilgili mevzuat ve finansman kurulu\u015funun \u00fcr\u00fcn ko\u015fullar\u0131 \u00e7er\u00e7evesinde de\u011ferlendirilebilir. Ancak her leasing kurulu\u015fu bireysel otomobil finansman\u0131 sunmak zorunda de\u011fildir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Leasing_ile_Arac_Satin_Alinabilir_mi\"><\/span>Leasing ile Ara\u00e7 Sat\u0131n Al\u0131nabilir mi?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Evet, leasing ile ara\u00e7 sat\u0131n almak m\u00fcmk\u00fcnd\u00fcr. Finansal kiralama s\u00f6zle\u015fmesinde m\u00fclkiyetin devri veya sat\u0131n alma hakk\u0131 d\u00fczenlenmi\u015fse s\u00f6zle\u015fme sonunda ara\u00e7 kirac\u0131n\u0131n m\u00fclkiyetine ge\u00e7ebilir. Burada dikkat edilmesi gereken nokta, leasing i\u015fleminin her zaman otomatik sat\u0131n alma anlam\u0131na gelmemesidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">6361 say\u0131l\u0131 Kanun&#8217;un 23. maddesine g\u00f6re finansal kiralama konusu mal\u0131n m\u00fclkiyeti kiralayana aittir. Taraflar s\u00f6zle\u015fmede, kirac\u0131ya s\u00fcre sonunda sat\u0131n alma hakk\u0131 tan\u0131yabilir. Ara\u00e7 sat\u0131n alma amac\u0131yla leasing yaparken \u015fu maddeleri kontrol etmek \u00f6nemlidir:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u00f6zle\u015fme sonunda arac\u0131n devredilip devredilmeyece\u011fi<\/li>\n\n\n\n<li>Sat\u0131n alma hakk\u0131n\u0131n kullan\u0131lmas\u0131 i\u00e7in gereken ko\u015fullar<\/li>\n\n\n\n<li>Varsa d\u00f6nem sonu devir bedeli<\/li>\n\n\n\n<li>M\u00fclkiyet devrindeki masraflar<\/li>\n\n\n\n<li>\u00d6demelerin tamamlanmamas\u0131 durumundaki sonu\u00e7lar<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Ara\u00e7, sat\u0131n alma hakk\u0131 bulunmad\u0131\u011f\u0131nda veya bu hak kullan\u0131lmad\u0131\u011f\u0131nda s\u00f6zle\u015fmeye g\u00f6re leasing kurulu\u015funa iade edilebilir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Arac_Leasing_ile_Arac_Kiralama_Arasindaki_Farklar\"><\/span>Ara\u00e7 Leasing ile Ara\u00e7 Kiralama Aras\u0131ndaki Farklar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/03\/leasing-operasyonel-kiralama-farki-1024x512.webp\" alt=\"leasing operasyonel kiralama fark\u0131\" class=\"wp-image-77999\" srcset=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/03\/leasing-operasyonel-kiralama-farki-1024x512.webp 1024w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/03\/leasing-operasyonel-kiralama-farki-150x75.webp 150w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/03\/leasing-operasyonel-kiralama-farki-500x250.webp 500w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/03\/leasing-operasyonel-kiralama-farki-768x384.webp 768w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/03\/leasing-operasyonel-kiralama-farki-370x185.webp 370w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/03\/leasing-operasyonel-kiralama-farki-1080x540.webp 1080w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/03\/leasing-operasyonel-kiralama-farki-864x432.webp 864w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/03\/leasing-operasyonel-kiralama-farki-642x321.webp 642w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2022\/03\/leasing-operasyonel-kiralama-farki.webp 1200w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Finansal leasing ile operasyonel ara\u00e7 kiralama aras\u0131nda temel fark, i\u015flemin ekonomik amac\u0131d\u0131r. Leasing, \u00e7o\u011funlukla ara\u00e7 ediniminin finansman\u0131na y\u00f6nelikken operasyonel kiralamada kullan\u0131m ihtiyac\u0131 \u00f6n plandad\u0131r.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">\u00d6zellik<\/th><th class=\"has-text-align-center\" data-align=\"center\">Finansal ara\u00e7 leasing<\/th><th class=\"has-text-align-center\" data-align=\"center\">Operasyonel ara\u00e7 kiralama<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">Temel ama\u00e7<\/td><td class=\"has-text-align-center\" data-align=\"center\">Ara\u00e7 yat\u0131r\u0131m\u0131n\u0131 finanse etmek<\/td><td class=\"has-text-align-center\" data-align=\"center\">Belirli s\u00fcre ara\u00e7 kullanmak<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Ara\u00e7 m\u00fclkiyeti<\/td><td class=\"has-text-align-center\" data-align=\"center\">Leasing kurulu\u015funda<\/td><td class=\"has-text-align-center\" data-align=\"center\">Kiralama \u015firketinde<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u00d6deme yap\u0131s\u0131<\/td><td class=\"has-text-align-center\" data-align=\"center\">Finansman s\u00f6zle\u015fmesine ba\u011fl\u0131<\/td><td class=\"has-text-align-center\" data-align=\"center\">Kiralama s\u00f6zle\u015fmesine ba\u011fl\u0131<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">D\u00f6nem sonunda sat\u0131n alma<\/td><td class=\"has-text-align-center\" data-align=\"center\">S\u00f6zle\u015fmeyle m\u00fcmk\u00fcn<\/td><td class=\"has-text-align-center\" data-align=\"center\">Standart bir hak de\u011fildir<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Bak\u0131m ve onar\u0131m<\/td><td class=\"has-text-align-center\" data-align=\"center\">Aksi kararla\u015ft\u0131r\u0131lmad\u0131k\u00e7a kirac\u0131n\u0131n sorumlulu\u011funda<\/td><td class=\"has-text-align-center\" data-align=\"center\">Paket ve s\u00f6zle\u015fmeye g\u00f6re<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Sigorta<\/td><td class=\"has-text-align-center\" data-align=\"center\">Yasal y\u00fck\u00fcml\u00fcl\u00fck ve s\u00f6zle\u015fmeye g\u00f6re<\/td><td class=\"has-text-align-center\" data-align=\"center\">Kiralama paketine g\u00f6re<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Kullan\u0131m s\u00fcresi<\/td><td class=\"has-text-align-center\" data-align=\"center\">Genellikle orta ve uzun vadeli<\/td><td class=\"has-text-align-center\" data-align=\"center\">G\u00fcnl\u00fck, ayl\u0131k veya uzun d\u00f6nem<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Temel avantaj<\/td><td class=\"has-text-align-center\" data-align=\"center\">Ara\u00e7 edinimi i\u00e7in finansman<\/td><td class=\"has-text-align-center\" data-align=\"center\">Esnek kullan\u0131m ve filo y\u00f6netimi<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Araca uzun vadede sahip olmak isteyen bir i\u015fletme finansal leasingi de\u011ferlendirebilir. Belirli bir d\u00f6nem ara\u00e7 kullanmak ve sonras\u0131nda iade etmek isteyen i\u015fletme i\u00e7in ise operasyonel kiralama daha uygun olabilir.<\/p>\n\n\n\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><a href=\"https:\/\/yolcu360.com\/arac-kiralama\/kurumsal-arac-kiralama\" target=\"_blank\" rel=\"noreferrer noopener\">Kurumsal ara\u00e7 kiralama<\/a> se\u00e7eneklerini inceleyerek farkl\u0131 firmalar\u0131n kiralama tekliflerini Yolcu360 Pro \u00fczerinden kar\u015f\u0131la\u015ft\u0131rabilirsiniz.<\/p>\n<\/blockquote>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Leasing_ile_Tasit_Kredisi_Arasindaki_Fark_Nedir\"><\/span>Leasing ile Ta\u015f\u0131t Kredisi Aras\u0131ndaki Fark Nedir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Leasing ve ta\u015f\u0131t kredisi, ara\u00e7 ediniminde kullan\u0131labilen iki farkl\u0131 finansman y\u00f6ntemidir.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ta\u015f\u0131t kredisinde<\/strong> finansman kurulu\u015fu ara\u00e7 al\u0131m\u0131 i\u00e7in kredi sa\u011flar. Ara\u00e7 al\u0131c\u0131 ad\u0131na tescil edilebilir ve kredi veren kurulu\u015f lehine rehin tesis edilebilir.<\/li>\n\n\n\n<li><strong>Finansal leasingde<\/strong> ise ara\u00e7 leasing kurulu\u015fu taraf\u0131ndan sat\u0131n al\u0131n\u0131r. S\u00f6zle\u015fme boyunca arac\u0131n hukuki m\u00fclkiyeti leasing kurulu\u015funda kal\u0131r.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130ki y\u00f6ntemin faiz veya finansman maliyeti, vade, teminat ve vergi uygulamalar\u0131 farkl\u0131 olabilir. Hangisinin daha uygun oldu\u011fu yaln\u0131zca ayl\u0131k \u00f6deme tutar\u0131na de\u011fil, toplam maliyete ve s\u00f6zle\u015fme ko\u015fullar\u0131na ba\u011fl\u0131d\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Leasing_ile_Hangi_Araclar_Alinabilir\"><\/span>Leasing ile Hangi Ara\u00e7lar Al\u0131nabilir?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Leasing kapsam\u0131nda binek otomobiller, ticari ara\u00e7lar ve farkl\u0131 ta\u015f\u0131t t\u00fcrleri i\u00e7in finansman de\u011ferlendirilebilir. Ancak her kurulu\u015fun finansmana uygun buldu\u011fu ara\u00e7 kategorileri ayn\u0131 de\u011fildir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Binek_Otomobil_Leasing\"><\/span>Binek Otomobil Leasing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Binek otomobil leasing, binek ara\u00e7 ediniminin finansal kiralama yoluyla ger\u00e7ekle\u015ftirilmesidir. \u015eirketlerin y\u00f6netici veya personel ara\u00e7lar\u0131 i\u00e7in kullanabilece\u011fi bu y\u00f6ntemde vergi ve muhasebe kurallar\u0131, di\u011fer yat\u0131r\u0131m mallar\u0131ndan farkl\u0131l\u0131k g\u00f6sterebilir. Binek otomobil finansman\u0131nda \u00f6zellikle KDV indirimi, amortisman ve gider k\u0131s\u0131tlamalar\u0131 ayr\u0131 de\u011ferlendirilmelidir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ticari_Arac_Leasing\"><\/span>Ticari Ara\u00e7 Leasing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Ticari ara\u00e7 leasing, i\u015fletmelerin faaliyetlerinde kullanacaklar\u0131 ta\u015f\u0131tlar\u0131 finanse etmek i\u00e7in ba\u015fvurabilecekleri y\u00f6ntemlerden biridir. Kamyon, \u00e7ekici, panelvan ve benzeri uygun ticari ara\u00e7lar, leasing kurulu\u015funun de\u011ferlendirmesine g\u00f6re finansal kiralamaya konu olabilir. \u00d6zellikle lojistik, ta\u015f\u0131mac\u0131l\u0131k ve da\u011f\u0131t\u0131m alanlar\u0131nda faaliyet g\u00f6steren i\u015fletmeler i\u00e7in uzun vadeli ara\u00e7 yat\u0131r\u0131mlar\u0131n\u0131 planlamada kullan\u0131labilir.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Ikinci_El_Arac_Leasing\"><\/span>\u0130kinci El Ara\u00e7 Leasing<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">\u0130kinci el ara\u00e7lar da belirli \u015fartlarla finansal kiralamaya konu olabilir. Arac\u0131n ya\u015f\u0131, durumu, de\u011feri ve finansman kurulu\u015funun kabul kriterleri belirleyicidir. Her ikinci el otomobilin leasing kapsam\u0131nda finanse edilebilece\u011fi varsay\u0131lmamal\u0131d\u0131r.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Arac_Leasing_Taksitleri_Nasil_Hesaplanir\"><\/span>Ara\u00e7 Leasing Taksitleri Nas\u0131l Hesaplan\u0131r?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ara\u00e7 leasing \u00f6demeleri, arac\u0131n sat\u0131n alma bedeli ve finansman s\u00f6zle\u015fmesinin ko\u015fullar\u0131 \u00fczerinden hesaplan\u0131r. \u00d6deme plan\u0131n\u0131 etkileyen ba\u015fl\u0131ca unsurlar:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Ara\u00e7 sat\u0131n alma bedeli<\/li>\n\n\n\n<li>Finansman tutar\u0131 ve varsa pe\u015finat<\/li>\n\n\n\n<li>S\u00f6zle\u015fme s\u00fcresi<\/li>\n\n\n\n<li>Uygulanan finansman maliyeti<\/li>\n\n\n\n<li>\u00d6deme s\u0131kl\u0131\u011f\u0131 ve taksit plan\u0131<\/li>\n\n\n\n<li>Vergiler, sigorta ve i\u015flem giderleri<\/li>\n\n\n\n<li>S\u00f6zle\u015fme sonunda varsa sat\u0131n alma bedeli<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Leasing tekliflerini kar\u015f\u0131la\u015ft\u0131r\u0131rken yaln\u0131zca ayl\u0131k taksitleri incelemek yeterli de\u011fildir.<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Toplam leasing maliyeti = Ba\u015flang\u0131\u00e7 \u00f6demeleri + t\u00fcm taksitler + s\u00f6zle\u015fmeye ba\u011fl\u0131 ek giderler + varsa d\u00f6nem sonu sat\u0131n alma bedeli<\/strong><\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bu hesaplama, tekliflerde hangi masraflar\u0131n dahil edildi\u011fine g\u00f6re ayr\u0131nt\u0131land\u0131r\u0131lmal\u0131d\u0131r. \u00d6zellikle de\u011fi\u015fken \u00f6deme ko\u015fullar\u0131 ve erken s\u00f6zle\u015fme sonland\u0131rma h\u00fck\u00fcmleri incelenmelidir.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Arac_Leasing_Avantajlari_ve_Dezavantajlari\"><\/span>Ara\u00e7 Leasing Avantajlar\u0131 ve Dezavantajlar\u0131<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Finansal leasing, i\u015fletmelerin ara\u00e7 yat\u0131r\u0131mlar\u0131n\u0131 finanse etmesini kolayla\u015ft\u0131rabilir. Ancak her i\u015fletme ve ara\u00e7 i\u00e7in en avantajl\u0131 se\u00e7enek oldu\u011fu s\u00f6ylenemez.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Arac_Leasing_Avantajlari\"><\/span>Ara\u00e7 Leasing Avantajlar\u0131<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Sermaye planlamas\u0131:<\/strong> Ara\u00e7 bedelinin tamam\u0131n\u0131 ba\u015flang\u0131\u00e7ta \u00f6demeden finansman sa\u011flanabilir.<\/li>\n\n\n\n<li><strong>\u00d6deme esnekli\u011fi:<\/strong> Finansman kurulu\u015funun sundu\u011fu ko\u015fullara g\u00f6re nakit ak\u0131\u015f\u0131na uygun taksit plan\u0131 haz\u0131rlanabilir.<\/li>\n\n\n\n<li><strong>Ara\u00e7 edinimi:<\/strong> Sat\u0131n alma hakk\u0131 veya m\u00fclkiyet devri i\u00e7eren s\u00f6zle\u015fmelerle uzun vadeli ara\u00e7 yat\u0131r\u0131m\u0131 yap\u0131labilir.<\/li>\n\n\n\n<li><strong>Finansman alternatifi:<\/strong> Ta\u015f\u0131t kredisi ve do\u011frudan sat\u0131n almaya alternatif olu\u015fturabilir.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Arac_Leasing_Dezavantajlari\"><\/span>Ara\u00e7 Leasing Dezavantajlar\u0131<span class=\"ez-toc-section-end\"><\/span><\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li>S\u00f6zle\u015fme boyunca arac\u0131n hukuki m\u00fclkiyeti leasing kurulu\u015funda kal\u0131r.<\/li>\n\n\n\n<li>Bak\u0131m, sigorta ve di\u011fer kullan\u0131m giderlerinin \u00f6nemli b\u00f6l\u00fcm\u00fc kirac\u0131n\u0131n sorumlulu\u011funda olabilir.<\/li>\n\n\n\n<li>Uzun vadeli \u00f6deme y\u00fck\u00fcml\u00fcl\u00fc\u011f\u00fc olu\u015fturur.<\/li>\n\n\n\n<li>S\u00f6zle\u015fmenin erken sona erdirilmesi ek maliyet do\u011furabilir.<\/li>\n\n\n\n<li>Finansman maliyeti ve ek giderlerle toplam \u00f6deme, pe\u015fin sat\u0131n alma bedelinden y\u00fcksek olabilir.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Turkiyede_Leasing_ile_Arac_Veren_Firmalar\"><\/span>T\u00fcrkiye&#8217;de Leasing ile Ara\u00e7 Veren Firmalar<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">T\u00fcrkiye&#8217;de finansal kiralama hizmetleri, ilgili mevzuata g\u00f6re yetkilendirilmi\u015f finans kurulu\u015flar\u0131 taraf\u0131ndan sunulur. Finansal Kurumlar Birli\u011fi&#8217;nin \u00fcye listesinde yer alan kurulu\u015flardan baz\u0131lar\u0131 \u015funlard\u0131r:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Garanti BBVA Leasing<\/li>\n\n\n\n<li>\u0130\u015f Leasing<\/li>\n\n\n\n<li>QNB Leasing<\/li>\n\n\n\n<li>Yap\u0131 Kredi Leasing<\/li>\n\n\n\n<li>Vak\u0131f Leasing<\/li>\n\n\n\n<li>Ziraat Leasing<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Bu kurulu\u015flar\u0131n tamam\u0131n\u0131n her ara\u00e7 kategorisinde, her m\u00fc\u015fteri i\u00e7in leasing hizmeti sundu\u011fu varsay\u0131lmamal\u0131d\u0131r. Binek otomobil veya ticari ara\u00e7 finansman\u0131 i\u00e7in g\u00fcncel \u00fcr\u00fcn ve ba\u015fvuru ko\u015fullar\u0131 ayr\u0131ca \u00f6\u011frenilmelidir.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">G\u00fcncel finansal kiralama kurulu\u015flar\u0131n\u0131 <a href=\"https:\/\/www.fkb.org.tr\/uyelerimiz\/finansal-kiralama-sirketleri\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Finansal Kurumlar Birli\u011fi<\/a> \u00fczerinden inceleyebilirsiniz.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Leasing_mi_Uzun_Donem_Arac_Kiralama_mi\"><\/span>Leasing mi, Uzun D\u00f6nem Ara\u00e7 Kiralama m\u0131?<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Ara\u00e7 edinimi ile yaln\u0131zca ara\u00e7 kullan\u0131m\u0131 birbirinden farkl\u0131 ihtiya\u00e7lard\u0131r. Bu nedenle leasing ve uzun d\u00f6nem kiralama aras\u0131nda se\u00e7im yapmadan \u00f6nce arac\u0131n kullan\u0131m amac\u0131n\u0131 belirlemek gerekir.<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th class=\"has-text-align-center\" data-align=\"center\">\u0130htiyac\u0131n\u0131z<\/th><th class=\"has-text-align-center\" data-align=\"center\">De\u011ferlendirilebilecek y\u00f6ntem<\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\">S\u00f6zle\u015fme sonunda ara\u00e7 sahibi olmak<\/td><td class=\"has-text-align-center\" data-align=\"center\">Finansal leasing<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Arac\u0131 belirli s\u00fcre kullan\u0131p iade etmek<\/td><td class=\"has-text-align-center\" data-align=\"center\">Operasyonel kiralama<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">\u015eirket filosunu d\u00fczenli yenilemek<\/td><td class=\"has-text-align-center\" data-align=\"center\">Kurumsal uzun d\u00f6nem kiralama<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">K\u0131sa s\u00fcreli otomobil ihtiyac\u0131n\u0131 kar\u015f\u0131lamak<\/td><td class=\"has-text-align-center\" data-align=\"center\">G\u00fcnl\u00fck veya ayl\u0131k ara\u00e7 kiralama<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">Ara\u00e7 sat\u0131n almak i\u00e7in finansman kullanmak<\/td><td class=\"has-text-align-center\" data-align=\"center\">Finansal leasing veya ta\u015f\u0131t kredisi<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<div class=\"wp-block-group is-layout-constrained wp-block-group-is-layout-constrained\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p class=\"wp-block-paragraph\"><strong> Yolcu360 ile Seyahatlerinizi Kolayla\u015ft\u0131r\u0131n!<\/strong><\/p>\n<\/blockquote>\n<\/div>\n\n\n\n<p class=\"wp-block-paragraph\">Bir\u00e7ok farkl\u0131 marka ve modeli bulabilece\u011finiz, T\u00fcrkiye\u2019nin 1 numaral\u0131 <a href=\"https:\/\/yolcu360.com\/arac-kiralama\" target=\"_blank\" rel=\"noreferrer noopener\">ara\u00e7 kiralama<\/a> platformu Yolcu360 ile d\u00fcnyan\u0131n 100&#8217;den fazla \u00fclkesinde, 1 dakikadan k\u0131sa s\u00fcrede arac\u0131n\u0131z\u0131 kiralayabilirsiniz. Ayr\u0131ca <a href=\"https:\/\/yolcu360.com\/ucak-bileti\" target=\"_blank\" rel=\"noreferrer noopener\">u\u00e7ak bileti<\/a>, <a href=\"https:\/\/yolcu360.com\/transfer\" target=\"_blank\" rel=\"noreferrer noopener\">havaliman\u0131 transfer<\/a> ve <a href=\"https:\/\/yolcu360.com\/soforlu-arac-kiralama\" data-type=\"link\" data-id=\"https:\/\/yolcu360.com\/soforlu-arac-kiralama\" target=\"_blank\" rel=\"noreferrer noopener\">\u015fof\u00f6rl\u00fc ara\u00e7<\/a> fiyatlar\u0131n\u0131 da kar\u015f\u0131la\u015ft\u0131rarak uygun ara\u00e7lar\u0131 rezerve edebilirsiniz. \u00d6d\u00fcll\u00fc Misafir Merkezimize (0850 360 5 360) 7\/24 ula\u015fabilirsiniz. Ayr\u0131ca mobil uygulamam\u0131z\u0131 a\u015fa\u011f\u0131daki ba\u011flant\u0131lardan indirebilirsiniz.<\/p>\n\n\n\n<div class=\"wp-block-group is-nowrap is-layout-flex wp-container-core-group-is-layout-775cae15 wp-block-group-is-layout-flex\">\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/apps.apple.com\/tr\/app\/yolcu360-ara%C3%A7-kiralama\/id1331933613?l=tr\" target=\"_blank\" rel=\"nofollow noopener\"><img decoding=\"async\" width=\"540\" height=\"160\" src=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-appstore-indir.webp\" alt=\"yolcu360 app store indir\" class=\"wp-image-77267\" srcset=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-appstore-indir.webp 540w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-appstore-indir-500x148.webp 500w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-appstore-indir-150x44.webp 150w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-appstore-indir-368x109.webp 368w\" sizes=\"(max-width: 600px) 100vw, 540px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/play.google.com\/store\/apps\/details?id=com.yolcu360&amp;hl=tr&amp;gl=tr\" target=\"_blank\" rel=\" noopener nofollow\"><img decoding=\"async\" width=\"540\" height=\"160\" src=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-googleplay-indir.webp\" alt=\"yolcu360 google play indir\" class=\"wp-image-77268\" srcset=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-googleplay-indir.webp 540w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-googleplay-indir-150x44.webp 150w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-googleplay-indir-500x148.webp 500w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-googleplay-indir-368x109.webp 368w\" sizes=\"(max-width: 600px) 100vw, 540px\" \/><\/a><\/figure>\n\n\n\n<figure class=\"wp-block-image size-full\"><a href=\"https:\/\/appgallery.huawei.com\/#\/app\/C102881793\" target=\"_blank\" rel=\" noopener nofollow\"><img loading=\"lazy\" decoding=\"async\" width=\"540\" height=\"160\" src=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-huawei-indir.webp\" alt=\"yolcu360 appgallery indir\" class=\"wp-image-77269\" srcset=\"https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-huawei-indir.webp 540w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-huawei-indir-150x44.webp 150w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-huawei-indir-500x148.webp 500w, https:\/\/yolcu360.com\/blog\/wp-content\/uploads\/2026\/09\/yolcu360-huawei-indir-368x109.webp 368w\" sizes=\"(max-width: 600px) 100vw, 540px\" \/><\/a><\/figure>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><span class=\"ez-toc-section\" id=\"Leasing_Arac_Kiralama_ile_Ilgili_Sikca_Sorulan_Sorular\"><\/span>Leasing Ara\u00e7 Kiralama ile \u0130lgili S\u0131k\u00e7a Sorulan Sorular<span class=\"ez-toc-section-end\"><\/span><\/h2>\n\n\n<div class=\"saswp-faq-block-section\"><ol style=\"list-style-type:none\"><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \">Leasing taksitleri bitince araba sizin mi olur?<\/h5><p class=\"saswp-faq-answer-text\">Her zaman de\u011fil. Taksitlerin tamamlanmas\u0131n\u0131n ard\u0131ndan arac\u0131n m\u00fclkiyetinin devredilmesi, leasing s\u00f6zle\u015fmesindeki ko\u015fullara ba\u011fl\u0131d\u0131r. S\u00f6zle\u015fmede sat\u0131n alma hakk\u0131 veya m\u00fclkiyet devri d\u00fczenlenmi\u015fse gerekli i\u015flemler tamamlanarak ara\u00e7 sahibi olunabilir.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \">Bireysel kullan\u0131c\u0131lar leasing ile otomobil alabilir mi?<\/h5><p class=\"saswp-faq-answer-text\">Bireysel kullan\u0131c\u0131lar\u0131n finansal leasing ba\u015fvurular\u0131, ilgili mevzuat ve finansman kurulu\u015funun \u00fcr\u00fcn ko\u015fullar\u0131 \u00e7er\u00e7evesinde de\u011ferlendirilebilir. Ancak her leasing \u015firketi bireysel otomobil finansman\u0131 sunmaz. Ba\u015fvurmadan \u00f6nce \u00fcr\u00fcn\u00fcn bireysel m\u00fc\u015fterilere a\u00e7\u0131k olup olmad\u0131\u011f\u0131n\u0131 \u00f6\u011frenmek gerekir.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \">Leasing ile ara\u00e7 almak i\u00e7in pe\u015finat gerekir mi?<\/h5><p class=\"saswp-faq-answer-text\">Pe\u015finat gereklili\u011fi ve tutar\u0131, ara\u00e7 de\u011ferine, finansman oran\u0131na, ba\u015fvuru sahibinin mali durumuna ve kurulu\u015fun ko\u015fullar\u0131na g\u00f6re de\u011fi\u015fir. Her leasing i\u015fleminde ayn\u0131 pe\u015finat oran\u0131 uygulanmaz.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \">Leasing ile al\u0131nan ara\u00e7 sat\u0131labilir mi?<\/h5><p class=\"saswp-faq-answer-text\">Finansal leasing s\u00f6zle\u015fmesi devam ederken arac\u0131n m\u00fclkiyeti leasing kurulu\u015funda bulundu\u011fundan kirac\u0131, arac\u0131 kendi mal\u0131 gibi do\u011frudan satamaz. Sat\u0131\u015f veya devir i\u00e7in m\u00fclkiyet ve s\u00f6zle\u015fme ko\u015fullar\u0131n\u0131n de\u011ferlendirilmesi gerekir.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \">Leasing arac\u0131n bak\u0131m ve sigorta masraflar\u0131n\u0131 kim \u00f6der?<\/h5><p class=\"saswp-faq-answer-text\">6361 say\u0131l\u0131 Kanun&#8217;a g\u00f6re s\u00f6zle\u015fmede aksi kararla\u015ft\u0131r\u0131lmad\u0131k\u00e7a bak\u0131m ve onar\u0131m masraflar\u0131 kirac\u0131n\u0131n sorumlulu\u011fundad\u0131r. Sigorta yapt\u0131r\u0131lmas\u0131 zorunludur ve sigorta primleri kirac\u0131 taraf\u0131ndan \u00f6denir. Sigortay\u0131 hangi taraf\u0131n yapt\u0131raca\u011f\u0131 s\u00f6zle\u015fmede belirtilir.<\/p><li style=\"list-style-type: none\"><h5 class=\"saswp-faq-question-title \">Leasing ile ara\u00e7 almak vergi avantaj\u0131 sa\u011flar m\u0131?<\/h5><p class=\"saswp-faq-answer-text\">Leasing i\u015flemlerinde ara\u00e7 t\u00fcr\u00fcne, i\u015fletmenin durumuna ve y\u00fcr\u00fcrl\u00fckteki vergi mevzuat\u0131na g\u00f6re farkl\u0131 mali sonu\u00e7lar ortaya \u00e7\u0131kabilir. Ancak her leasing i\u015fleminde otomatik vergi avantaj\u0131 bulunmaz. \u00d6zellikle binek otomobillerde KDV, amortisman ve gider k\u0131s\u0131tlamalar\u0131 dikkate al\u0131nmal\u0131d\u0131r.<\/p><\/ul><\/div>","protected":false},"excerpt":{"rendered":"<p>Ara\u00e7 leasing, otomobil veya ticari ara\u00e7lar\u0131n finansal kiralama y\u00f6ntemiyle edinilmesini sa\u011flayan bir finansman modelidir. Bu y\u00f6ntemde finansal kiralama kurulu\u015fu, se\u00e7ilen arac\u0131 sat\u0131n alarak s\u00f6zle\u015fmede belirlenen s\u00fcre boyunca m\u00fc\u015fterinin kullan\u0131m\u0131na sunar. Ara\u00e7 m\u00fclkiyeti ba\u015flang\u0131\u00e7ta leasing kurulu\u015funda kal\u0131r. S\u00f6zle\u015fme ko\u015fullar\u0131na g\u00f6re s\u00fcre sonunda arac\u0131n m\u00fclkiyeti kirac\u0131ya devredilebilir. Leasing, \u00f6zellikle i\u015fletmelerin ara\u00e7 sat\u0131n almak i\u00e7in gereken sermayeyi tek&hellip;<\/p>\n","protected":false},"author":27,"featured_media":48136,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_lmt_disableupdate":"","_lmt_disable":"","footnotes":""},"categories":[358],"tags":[],"class_list":["post-48135","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-kiralik-arac-rehberi"],"modified_by":"Yolcu360 Blog","_links":{"self":[{"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/posts\/48135","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/comments?post=48135"}],"version-history":[{"count":1,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/posts\/48135\/revisions"}],"predecessor-version":[{"id":78000,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/posts\/48135\/revisions\/78000"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/media\/48136"}],"wp:attachment":[{"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/media?parent=48135"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/categories?post=48135"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/yolcu360.com\/blog\/wp-json\/wp\/v2\/tags?post=48135"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}